Fixed Term Savings Account
Reinvest the interest or transfer it to your main savings account Interest rate fixed for the full term Money available on the maturity date After maturity, the account becomes a flexible savings plan, which you.
- Fixed-rate ISAs are a type of tax-free savings account that you open for a specific period, with an interest rate that depends on the length of your term. These terms typically range from one to five years.
- Lock your money away for a fixed period and get a really competitive interest rate. The JN Bank Fixed Term Savings Accounts. Competitive rates of interest up to 0.80% AER fixed. Fixed Rate term deposits, from 1 to 5 years. Minimum opening balance for 1 year term.
- It's not uncommon for people to inquire about a fixed rate savings account— or a savings account that earns a predetermined interest rate for a specific time period. While many financial institutions, including Ally Bank, do not offer fixed rate savings accounts, most offer certificates of deposit (CDs), which are savings products with fixed.
- Competitive rates of interest up to 0.80% AER fixed
- Minimum opening balance for 2, 3, 4 and 5 year terms: £1,000
- View your savings account online whenever you want
- Maximum 2 deposits: £250,000 total during first 14 days
- Customer limit of £250,000 (can be spread across multiple Savings Accounts)
Interest rate | Term | Deposit | Withdrawals | Account servicing | Interest |
---|---|---|---|---|---|
0.55% gross AERⱡ fixed | 1 Year | £100* minimum, maximum £250,000 | None | Online | Calculated daily, paid annually |
0.65% gross AERⱡ fixed | 2 Year | £1,000** minimum, maximum £250,000 | None | Online | Calculated daily, paid annually |
0.70% gross AERⱡ fixed | 3 Year | £1,000** minimum, maximum £250,000 | None | Online | Calculated daily, paid annually |
0.75% gross AERⱡ fixed | 4 Year | £1,000** minimum, maximum £250,000 | None | Online | Calculated daily, paid annually |
0.80% gross AERⱡ fixed | 5 Year | £1,000** minimum, maximum £250,000 | None | Online | Calculated daily, paid annually |
Interest rate | Term | Deposit |
---|---|---|
0.55% gross AERⱡ fixed | 1 Year | £100* minimum, maximum £250,000 |
0.65% gross AERⱡ fixed | 2 Year | £1,000** minimum, maximum £250,000 |
0.70% gross AERⱡ fixed | 3 Year | £1,000** minimum, maximum £250,000 |
0.75% gross AERⱡ fixed | 4 Year | £1,000** minimum, maximum £250,000 |
0.80% gross AERⱡ fixed | 5 Year | £1,000** minimum, maximum £250,000 |
Fixed Term Savings Account Calculator
Fixed Term Savings Account Lloyds
What is the interest rate? | Term | Minimum / Maximum Balance | AER / Gross p.a. |
1 year | £100 - £250,000 | 0.55% | |
2 years | £1,000 - £250,000 | 0.65% | |
3 years | £1,000 - £250,000 | 0.70% | |
4 years | £1,000 - £250,000 | 0.75% | |
5 years | £1,000 - £250,000 | 0.80% | |
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Can JN Bank change the interest rate? | Rates are fixed until the maturity date. For further information please refer to clause 4 of our JN Bank Fixed Term Savings Account Specific Terms and Conditions. | ||
What would the estimated balance be on the following: | Term | Based on an Initial Deposit of | Projected Return |
1 year | £1,000 | £1,005.50 | |
2 years | £1,000 | £1,013.04 | |
3 years | £1,000 | £1,021.15 | |
4 years | £1,000 | £1,030.34 | |
5 years | £1,000 | £1,040.65 | |
Please remember that any interest earned on your account is paid annually to your JN Bank Fixed Term Savings Account. This example is provided as an illustration only and does not take into account individual customers' circumstances. | |||
How do I open and manage my account? |
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Can I withdraw money? |
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Additional Information |
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